The simple answer; Team Shapiro !!!! Seriously, they were fantastic. Between their extensive knowledge and great communication skills I felt very confident that if anyone could help me it was them. They were honest, caring, and I really felt like they wanted to help me, which they certainly did, and me and wife could not be happier. These gentlemen are an absolute asset to the company and will be the first people that I recommend to anyone I run across looking for a mortgage !