Disclosures and Licensing
This document was last updated on November 28th, 2023.
DISCLAIMER
Nationwide Mortgage Bankers, Inc. (NMB), going by NMB Home Loans, Inc. in the states of AL, AZ, GA, IL, IA, KS, LA, MN, MT, ND, OK, PA, SC, SD, TX, WV and as NMB Home Loans in KY and MA| NMLS# 819382 | (www.nmlsconsumeraccess.org) 3 Huntington Quadrangle, Suite 403N, Melville, NY 11747 | Branch NMLS 1822931 | (833) 700-8884 | www.nmbnow.com. NMB is in no way affiliated with Nationwide Mutual Insurance Company. “NMBNOW” is a registered DBA of Nationwide Mortgage Bankers, Inc. All loans are subject to credit and appraisal approval. Not all applicants may qualify. Some products and services may not be available in all states. NMB is not acting on behalf of or at the direction of FHA/HUD/USDA/VA or the federal government. This is an advertisement. All Country Mortgage; Americasa; Americasa Home Loans; Americasa Mortgage; Equalify; fasterfi.com; Fellowship Home Lenders; Fellowship Home Loans; First Veterans Mortgage; Lending to Heroes; Mortgage Your Best; MortgageNow; MortgageNow.com; NMB Home Loans; NMB Home Loans, Inc.; NMBNOW; NONQMNOW; Own It Home Loans; Own It Team; The Loan And Credit Pro, are registered DBAs of Nationwide Mortgage Bankers, Inc (“NMB”). Licensed under the California Finance Lenders Law by The Department of Financial Protection and Innovation #60DBO73939 | Georgia Residential Mortgage Licensee | MA Mortgage Lender License #ML819382 | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker – NY Department of Financial Services. | Rhode Island Licensed Lender | Licensed by the Virginia State Corporation Commission. Additional state licensing information can be found at https://nmbnow.com/disclosures-and-licensing/
LICENSING
| State | License Information |
| Alabama | NMB Home Loans, Inc. (FN) Consumer Credit License # 22591 |
| Arizona | NMB Home Loans, Inc. (FN) Mortgage Banker License # 949651 |
| Arkansas | Mtg. Broker/Banker/Servicer license # 116238 |
| California | CA-DFPI Financing Law License # 60DBO73939 |
| Colorado | Mortgage Company Registration # 81938 Servicing Notification # MSV-9000064 |
| Connecticut | Mortgage Lender License # ML-819382 |
| Delaware | Mortgage Lender License # 26151 |
| District of Columbia | Mortgage Dual Authority License # MLB819382 |
| Florida | Mortgage Lender License #MLD713. Mortgage Lender Servicer License #MLD1977. |
| Georgia | NMB Home Loans, Inc. (FN) Mortgage Lender License/Registration #59112 |
| Idaho | Mortgage Broker/Lender License #MBL-2080819382 |
| Illinois | NMB Home Loans, Inc. (FN) Residential Mortgage License # MB.6761339 |
| Indiana | Mortgage Lending License # 819382 |
| Iowa | NMB Home Loans, Inc. (FN) Mortgage Banker License #2019-0084 Americasa – Mortgage Banker License – OTN#2 – #202-0015 NMBNOW – Mortgage Banker License – OTN#3 – # 202-0016 Mortgagenow.com – Mortgage Banker License – OTN#4 -#2020-0174 fasterfi.com – Mortgage Banker License – OTN#5 – #2021-0134 Fellowship Home Loans – Mortgage Banker License – OTN#6 – #2022-0206 Own It Home Loans – NMB Home Loans, Inc. (FN) Mortgage Banker License – OTN#7 – #2022-0205 Nation’s First Mortgage – Mortgage Banker License – OTN#8 – # 2023-0198 |
| Kansas | NMB Home Loans, Inc. (FN) Mortgage Company License # MC.0025585 |
| Kentucky | NMB Home Loans (FN) Mortgage Company License # MC708868 |
| Louisiana | NMB Home Loans, Inc. (FN) Residential Mortgage Lending License # 819382 |
| Maine | Supervised Lender License – #819382 |
| Maryland | Mortgage Lender License- #819382 |
| Massachusetts | NMB Home Loans (FN) Mortgage Lender License #ML819382 Americasa – Mortgage Lender License OTN#1 #ML819382 NMBNOW – Mortgage Lender License OTN#2 #ML819382 Mortgagenow.com – Mortgage Lender License OTN#3 #ML819382 fasterfi.com – Mortgage Lender License OTN#4 #ML819382 First Veterans Mortgage – Mortgage Lender License OTN#5 #ML819382 Fellowship Home Loans – Mortgage Lender License OTN#6 #ML819382 Own It Home Loans – Mortgage Lender License OTN#7 #ML819382 Nation’s First Mortgage – Mortgage Lender License OTN#8 #ML819382 |
| Michigan | 1st Mortgage Broker/Lender/Servicer License – #FL0022396 2nd Mortgage Broker/Lender/Servicer Registrant – #SR0022351 |
| Minnesota | NMB Home Loans, Inc. (FN) Residential Mortgage Originator license #MN-MO-819382 MortgageNow.com -Residential Mortgage Originator license OTN #1 – MN-MO-819382.2 First Veterans Mortgage – Residential Mortgage Originator license OTN #2 – MN-MO-819382.1 Fellowship Home Loans – Residential Mortgage Originator license OTN #3 – MN-MO-819382.3 Americasa – Residential Mortgage Originator license OTN #4 – MN-MO-819382.4 NMBNOW – Residential Mortgage Originator license OTN #5 – MN-MO-819382.5 fasterfi.com – Residential Mortgage Originator license OTN #6 – MN-MO-819382.6 Own It Home Loans – Residential Mortgage Originator license OTN #7 – MN-MO-819382.7 NMB Home Loans, Inc. (FN) Residential Mortgage Servicer License #MN-MS-819382 MortgageNow.com – Residential Mortgage Servicer license OTN #1 – MN-MS-819382.1 First Veterans Mortgage – Residential Mortgage Servicer license OTN #2 – MN-MS-819382.2 Fellowship Home Loans – Residential Mortgage Servicer license OTN #3 – MN-MS-819382.3 Americasa – Residential Mortgage Servicer license OTN #4 – MN-MS-819382.4 NMBNOW – Residential Mortgage Servicer license OTN #5 – MN-MS-819382.5 fasterfi.com – Residential Mortgage Servicer license OTN #6 – MN-MS-819382.6 Own It Home Loans – Residential Mortgage Servicer license OTN #7 – MN-MS-819382.7 |
| Missouri | Mortgage Company License # 819382 |
| Montana | NMB Home Loans, Inc. (FN) Mortgage Lender License # 819382 NMB Home Loans, Inc. (FN) Mortgage Broker License # 819382 NMB Home Loans, Inc. (FN) Mortgage Servicer License # 819382 |
| Nebraska | Mortgage Banker License #819382 Nation’s First Mortgage – Mortgage Banker License OTN#2 – 819382 |
| Nevada | Mortgage Company License # 4969 |
| New Hampshire | Mortgage Banker License # 22702-MB |
| New Jersey | Residential Mortgage Lender License – #819382 NJ RMLA-Mortgage Servicer Registration – #819382 |
| New Mexico | Loan Company License #819382 |
| New York | Mortgage Banker License – #LMBC 109667 Reverse Mortgage HECM – #819382 Exempt Servicer license – #819382 |
| North Carolina | Mortgage Lender License – #L-177277 |
| North Dakota | NMB Home Loans, Inc. (FN) Residential Mortgage Lender License # ML104366 NMB Home Loans, Inc. (FN) Residential Mortgage Loan Servicer # MS104367 |
| Ohio | Mtg. Lending Act Cert. of Registration – # RM.804328.000 |
| Oklahoma | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML011914 MortgageNow.com – Mortgage Lender License – OTN #1 – # ML011915 First Veterans Mortgage – Mortgage Lender License – OTN #2 – # ML012106 Fellowship Home Lenders – Mortgage Lender License – OTN #3 – # ML012342 Americasa – Mortgage Lender License – OTN #4 – # ML012414 NMBNOW – Mortgage Lender License – OTN #5 – # ML12454 fasterfi.com – Mortgage Lender License – OTN #6 – # ML13988 |
| Oregon | Mortgage Lender License # ML-5673 Mortgage Servicer License – # 819382 |
| Pennsylvania | NMB Home Loans, Inc. (FN) Mortgage Lender License # 36743 NMB Home Loans, Inc. (FN) Mortgage Servicer License # 82710 |
| Puerto Rico | Mortgage Lender/Servicer License # IH-240 |
| Rhode Island | Lender License # 20193735LL Loan Broker License # 20193825LB |
| South Carolina | NMB Home Loans, Inc. (FN) Mortgage Lender/Servicer License-OTN#1 – MLS-819382 OTN#1 Americasa – Mortgage Lender/Servicer License – OTN#2 – MLS-819382 OTN #2 NMBNOW – Mortgage Lender/Servicer License – OTN#3 – MLS – 819382 OTN #3 Own It Home Loans – Mortgage Lender/Servicer License – OTN#4 – MLS – 819382 OTN #4 Fellowship Home Loans – Mortgage Lender/Servicer License – OTN#5 – MLS – 819382 OTN #5 Lending To Heroes – Mortgage Lender/Servicer License – OTN#6 – MLS – 819382 OTN #6 |
| South Dakota | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML.05278 |
| Tennessee | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML.05278 |
| Texas | NMB Home Loans, Inc. (FN) SML Mortgage Banker Registration # 819382 |
| Virginia | Mortgage Lender License # MC-6834 Mortgage Broker License # MC-6834 |
| Washington | Consumer Loan Company License # CL-819382 |
| West Virginia | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML-819382 |
| Wisconsin | Mortgage Banker License # 819382BA Mortgage Broker License # 819382BR |
| Wyoming | Mortgage Lender/Broker License #3358 |
IDFPR – Division of Banking
100 West Randolph, 9th Floor
Chicago, IL 60601
1 (312) 793-7090
Attn: OREGON APPLICANTS:
RESIDENTIAL MORTGAGE LOAN SERVICERS ARE REGULATED BY THE OREGON DIVISION OF FINANCIAL REGULATION.
TO FILE A COMPLAINT, CALL 866-814-9710 OR VISIT HTTP://DFR.OREGON.GOV.
- At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property will no longer belong to the borrower. The borrower might need to sell or transfer the property to repay the proceeds of the reverse mortgage.
- The lender charges an origination fee, a mortgage insurance premium, closing costs, or servicing fees for the reverse mortgage. The lender will add these charges to the balance of the loan.
- The balance of the reverse mortgage loan grows over time, and the lender charges interest on the outstanding loan balance.
- The borrower retains title to the property. Therefore, the borrower is responsible for paying property taxes, insurance, and maintenance-and failing to pay these amounts might subject the property to a tax lien (or other encumbrance) or to possible foreclosure.
- Interest on a reverse mortgage isn’t deductible from the borrower’s income tax return until all or part of the reverse mortgage is repaid.
Attn: TEXAS APPLICANTS:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
*The following notice applies only to residential mortgage loans on Texas real estate: —
COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.
