Disclosures and Licensing
This document was last updated on November 28th, 2023.
DISCLAIMER
LICENSING
State | License Information |
Alabama | NMB Home Loans, Inc. (FN) Consumer Credit License # 22591 |
Arizona | NMB Home Loans, Inc. (FN) Mortgage Banker License # 949651 |
Arkansas | Mtg. Broker/Banker/Servicer license # 116238 |
California | CA-DFPI Financing Law License # 60DBO73939 |
Colorado | Mortgage Company Registration # 81938 Servicing Notification # MSV-9000064 |
Connecticut | Mortgage Lender License # ML-819382 |
Delaware | Mortgage Lender License # 26151 |
District of Columbia | Mortgage Dual Authority License # MLB819382 |
Florida | Mortgage Lender License #MLD713. Mortgage Lender Servicer License #MLD1977. |
Georgia | NMB Home Loans, Inc. (FN) Mortgage Lender License/Registration #59112 |
Idaho | Mortgage Broker/Lender License #MBL-2080819382 |
Illinois | NMB Home Loans, Inc. (FN) Residential Mortgage License # MB.6761339 |
Indiana | Mortgage Lending License # 819382 |
Iowa | NMB Home Loans, Inc. (FN) Mortgage Banker License #2019-0084 Americasa – Mortgage Banker License – OTN#2 – #202-0015 NMBNOW – Mortgage Banker License – OTN#3 – # 202-0016 Mortgagenow.com – Mortgage Banker License – OTN#4 -#2020-0174 fasterfi.com – Mortgage Banker License – OTN#5 – #2021-0134 Fellowship Home Loans – Mortgage Banker License – OTN#6 – #2022-0206 Own It Home Loans – NMB Home Loans, Inc. (FN) Mortgage Banker License – OTN#7 – #2022-0205 Nation’s First Mortgage – Mortgage Banker License – OTN#8 – # 2023-0198 |
Kansas | NMB Home Loans, Inc. (FN) Mortgage Company License # MC.0025585 |
Kentucky | NMB Home Loans, Inc (FN) Mortgage Company License # MC708868 |
Louisiana | NMB Home Loans, Inc. (FN) Residential Mortgage Lending License # 819382 |
Maine | Supervised Lender License – #819382 |
Maryland | Mortgage Lender License- #819382 |
Massachusetts | NMB Home Loans (FN) Mortgage Lender License #ML819382 Americasa – Mortgage Lender License OTN#1 #ML819382 NMBNOW – Mortgage Lender License OTN#2 #ML819382 Mortgagenow.com – Mortgage Lender License OTN#3 #ML819382 fasterfi.com – Mortgage Lender License OTN#4 #ML819382 First Veterans Mortgage – Mortgage Lender License OTN#5 #ML819382 Fellowship Home Loans – Mortgage Lender License OTN#6 #ML819382 Own It Home Loans – Mortgage Lender License OTN#7 #ML819382 Nation’s First Mortgage – Mortgage Lender License OTN#8 #ML819382 |
Michigan | 1st Mortgage Broker/Lender/Servicer License – #FL0022396 2nd Mortgage Broker/Lender/Servicer Registrant – #SR0022351 |
Minnesota | NMB Home Loans, Inc. (FN) Residential Mortgage Originator license #MN-MO-819382 MortgageNow.com -Residential Mortgage Originator license OTN #1 – MN-MO-819382.2 First Veterans Mortgage – Residential Mortgage Originator license OTN #2 – MN-MO-819382.1 Fellowship Home Loans – Residential Mortgage Originator license OTN #3 – MN-MO-819382.3 Americasa – Residential Mortgage Originator license OTN #4 – MN-MO-819382.4 NMBNOW – Residential Mortgage Originator license OTN #5 – MN-MO-819382.5 fasterfi.com – Residential Mortgage Originator license OTN #6 – MN-MO-819382.6 Own It Home Loans – Residential Mortgage Originator license OTN #7 – MN-MO-819382.7 NMB Home Loans, Inc. (FN) Residential Mortgage Servicer License #MN-MS-819382 MortgageNow.com – Residential Mortgage Servicer license OTN #1 – MN-MS-819382.1 First Veterans Mortgage – Residential Mortgage Servicer license OTN #2 – MN-MS-819382.2 Fellowship Home Loans – Residential Mortgage Servicer license OTN #3 – MN-MS-819382.3 Americasa – Residential Mortgage Servicer license OTN #4 – MN-MS-819382.4 NMBNOW – Residential Mortgage Servicer license OTN #5 – MN-MS-819382.5 fasterfi.com – Residential Mortgage Servicer license OTN #6 – MN-MS-819382.6 Own It Home Loans – Residential Mortgage Servicer license OTN #7 – MN-MS-819382.7 |
Montana | NMB Home Loans, Inc. (FN) Mortgage Lender License # 819382 NMB Home Loans, Inc. (FN) Mortgage Broker License # 819382 NMB Home Loans, Inc. (FN) Mortgage Servicer License # 819382 |
Nebraska | Mortgage Banker License #819382 Nation’s First Mortgage – Mortgage Banker License OTN#2 – 819382 |
Nevada | Mortgage Company License # 4969 |
New Hampshire | Mortgage Banker License # 22702-MB |
New Jersey | Residential Mortgage Lender License – #819382 NJ RMLA-Mortgage Servicer Registration – #819382 |
New Mexico | Loan Company License #819382 |
New York | Mortgage Banker License – #LMBC 111205 Reverse Mortgage HECM – #REVHECM100087 Exempt Servicer license – #S100171 |
North Carolina | Mortgage Lender License – #L-177277 |
North Dakota | NMB Home Loans, Inc. (FN) Residential Mortgage Lender License # ML104366 NMB Home Loans, Inc. (FN) Residential Mortgage Loan Servicer # MS104367 |
Ohio | Mtg. Lending Act Cert. of Registration – # RM.804328.000 |
Oklahoma | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML011914 MortgageNow.com – Mortgage Lender License – OTN #1 – # ML011915 First Veterans Mortgage – Mortgage Lender License – OTN #2 – # ML012106 Fellowship Home Lenders – Mortgage Lender License – OTN #3 – # ML012342 Americasa – Mortgage Lender License – OTN #4 – # ML012414 NMBNOW – Mortgage Lender License – OTN #5 – # ML12454 fasterfi.com – Mortgage Lender License – OTN #6 – # ML13988 |
Oregon | Mortgage Lender License # ML-5673 Mortgage Servicer License – # 819382 |
Pennsylvania | NMB Home Loans, Inc. (FN) Mortgage Lender License # 36743 NMB Home Loans, Inc. (FN) Mortgage Servicer License # 82710 |
Puerto Rico | Mortgage Lender/Servicer License # IH-240 |
Rhode Island | Lender License # 20193735LL Loan Broker License # 20193825LB |
South Carolina | NMB Home Loans, Inc. (FN) Mortgage Lender/Servicer License-OTN#1 – MLS-819382 OTN#1 Americasa – Mortgage Lender/Servicer License – OTN#2 – MLS-819382 OTN #2 NMBNOW – Mortgage Lender/Servicer License – OTN#3 – MLS – 819382 OTN #3 Own It Home Loans – Mortgage Lender/Servicer License – OTN#4 – MLS – 819382 OTN #4 Fellowship Home Loans – Mortgage Lender/Servicer License – OTN#5 – MLS – 819382 OTN #5 Lending To Heroes – Mortgage Lender/Servicer License – OTN#6 – MLS – 819382 OTN #6 |
South Dakota | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML.05278 |
Tennessee | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML.05278 |
Texas | NMB Home Loans, Inc. (FN) SML Mortgage Banker Registration # 819382 |
Virginia | Mortgage Lender License # MC-6834 Mortgage Broker License # MC-6834 |
Washington | Consumer Loan Company License # CL-819382 |
West Virginia | NMB Home Loans, Inc. (FN) Mortgage Lender License # ML-819382 |
Wisconsin | Mortgage Banker License # 819382BA Mortgage Broker License # 819382BR |
Wyoming | Mortgage Lender/Broker License #3358 |
Special Notices
555 W. Monroe, Suite 500, Chicago, IL 60661
Phone: (312) 793-3000
ATTN: Oregon Applicants
Residential mortgage loan servicers are regulated by the Oregon Division of Financial Regulation. To file a complaint, call 866-814-9710 or visit
http://dfr.oregon.gov.
- At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property will no longer belong to the borrower.
- The lender charges an origination fee, a mortgage insurance premium, closing costs, or servicing fees for the reverse mortgage.
- The balance of the reverse mortgage loan grows over time, and the lender charges interest on the outstanding loan balance.
- The borrower retains title to the property and is responsible for paying property taxes, insurance, and maintenance.
- Interest on a reverse mortgage isn’t deductible from the borrower’s income tax return until all or part of the reverse mortgage is repaid.
Texas Applicants
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to:
Texas Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201, Austin, TX 78705
www.sml.texas.gov
Toll-Free Consumer Hotline: 1-877-276-5550
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. For more information, please consult the department’s website.